Loan Programs for Real Estate Investors
Simple DSCR offers a range of business-purpose financing structures designed around investment property cash flow rather than personal income. Explore each program below to understand who it fits, common uses, and how qualification is generally evaluated.
DSCR Purchase Loans
Buy a rental property using qualifying property income rather than personal W-2 income.
Program detailsDSCR Rate & Term Refinance
Refinance an existing rental to change rate or term using qualifying property income.
Program detailsDSCR Cash-Out Refinance
Access equity in an existing rental property through a cash-out refinance.
Program detailsShort-Term Rental Loans
Financing options for eligible Airbnb, VRBO, and vacation-rental properties.
Program detailsFix & Flip Loans
Short-term financing for acquisition and renovation projects.
Program detailsBridge Loans
Flexible short-term financing when timing or condition creates a gap.
Program detailsMultifamily Loans (5+ Units)
Financing options for 5+ unit investment properties.
Program detailsCommercial Real Estate Loans
Business-purpose financing for eligible commercial real estate.
Program detailsGround-Up Construction Loans
Financing options for qualified investor construction projects.
Program detailsProgram information is general and educational, not a commitment to lend or an offer. All programs are business-purpose investor loans subject to underwriting, property review, investor guidelines, and applicable law. Availability and terms vary by state and transaction. Simple DSCR is an assumed business name of WooHoo Mortgage LLC, NMLS #2347993.