About Simple DSCR
Simple DSCR is an assumed business name of WooHoo Mortgage LLC (NMLS #2347993). We help real estate investors finance investment property through DSCR and business-purpose loan programs.
Real estate investors work differently than owner-occupant homebuyers. Their qualification often centers on the property and the business of owning it \u2014 not a traditional pay stub. Simple DSCR exists to make that path clearer.
We concentrate on DSCR and business-purpose financing: rental purchases and refinances, cash-out scenarios, short-term rentals, bridge situations, multifamily, commercial, and construction. Because requirements vary by lender, program, property, and jurisdiction, we start with your scenario and work from there.
Built for Investors
We focus on business-purpose and DSCR financing for real estate investors, not owner-occupied consumer mortgages.
Scenario-First
Tell us about the property and the deal. We help identify the financing structures that may fit your specific scenario.
Clear & Compliant
We communicate what varies by lender, program, property, and state — without overpromising outcomes or terms.
Entity-Friendly
Many programs support LLC and entity vesting, which is common for how investors hold and scale their portfolios.
Have a deal in mind?
Tell us about the property and we'll help identify the financing structure that fits.